Today I have experienced a bizarre problem and found a bizarre solution with a mobile financial solution Nagad. I have decided to make an online purchase of a big amount and wanted to make a payment with Nagad as it was offering some discount on the platform.
I wanted to make a payment of Tk. 150,000 with Nagad. I tried to add money from my VISA card and found out I can only add 30,000 per day. It is also true for Cash In from an agent or Add money from the bank account. I was very frustrated as I needed to make payment within 48 hours.
Then I have found out, I have to do a little trick to bypass the cash-in limit in Nagad. First, I added Tk. 30,000 to my Nagad account from my visa card. Then I added Tk. 25,000 to my friend’s personal Nagad account and told him to send me the money. Again I added Tk. 25,000 from my card to another friend’s personal Nagad account and he sent me the money to my account. I followed these steps until I have Tk. 150,000 in my Nagad account. Now, I can make payments.
So, if you want add money more than 30,000 (Cash in or add money limit), follow these steps.
- Cash in Tk. 30,000 from any agent or add money from card or bank account
- Find some personal Nagad accounts.
- Cash In those personal accounts and send money from their account to your account. Send money limit is Tk. 25,000 per transaction.
- Enjoy.
You can avoid step one if you manage enough personal account holders. See the Nagad limit below.
It is a great way to add large money to your Nagad account bypassing the Cash In limit restriction.